Payment Policy

Last updated: February 26, 2026.

W At No&Jo, we make sure the payment process is fast, secure, and convenient for our customers in Poland, Czechia, Hungary, Greece, and Romania.

1. Accepted payment methods

W Our online store accepts the following payment methods:

  • Visa – payment by Visa credit or debit card
  • Mastercard – payment by Mastercard credit or debit card
  • American Express – payment by American Express credit card
  • Maestro – payment by Maestro debit card
  • Apple Pay – fast and secure mobile payment for users of Apple devices
  • Google Pay – fast and secure mobile payment for users of Android devices
  • BLIK – a fast mobile payment method available to customers in Poland

Note: available payment methods may vary slightly depending on the delivery country, device, and payment configuration available at checkout.

2. Payment security

All transactions are processed using secure, encrypted connections through certified payment service providers.

No&Jo does not store your full payment card details or other confidential financial data on its own systems.

Payment information is processed directly by the relevant payment service providers in accordance with applicable security standards.

3. Currency and final price

Prices are displayed in the currency applicable to the delivery country:

  • Poland: Polish złoty (PLN)
  • Czechia: Czech koruna (CZK)
  • Hungary: Hungarian forint (HUF)
  • Greece: euro (EUR)
  • Romania: Romanian leu (RON)

The price shown at checkout is the final amount payable.

We do not charge any additional hidden fees beyond the amount displayed at checkout.

4. Payment processing

Payment must be successfully authorized before order processing begins.

If the payment is declined, canceled, or cannot be verified, the order may not be confirmed or processed.

W In case of payment problems, we recommend checking your payment details or contacting your bank or the provider of your chosen payment method.

5. Contact

Brand / Store: No&Jo
Website: www.noandjo.com

Registered office:
Van Herwaarde Retail Limited
50 Bonham Strand
Sheung Wan
Hong Kong

European administrative headquarters:
26 Lipowa Avenue
53-124 Wrocław
Poland

Email: info@noandjo.com
Phone: +31 6 20222725

Customer service hours:
Monday – Friday
09:00 – 17:00 (CET)